Loan Offerings

These are the most recent loan rates. Individual rates will vary based upon FICO score. Remember, membership is open to Linde EMPLOYEES, their immediate family, spouse, children, parents, grandparents, and siblings. If you would like any additional information, you can e-mail us at: Anna.Prumachuk@linde.com or Gerald.Libertelli@linde.com

New Automobile

  • Term up to 4 years. As low as 3.25%* Term to 5 years. As low as 4.00%*
  • For loans above $25,000, the term can extend to 6 years

New Motorcycles

  • Term up to 4 years. As low as 3.25%*

Used Automobile

  • Term up to 4 years. As low as 4.50%*
    • Vehicles up to 1 year old: Financing available up to 100% of retail NADA Car guide with a term up to 6 year maximum
    • Vehicles 1-3 years old: Financing available up to 100% NADA car guide with a term up to 4 years
    • Vehicles 3-6 years old: Financing available up to 100% NADA car guide with terms up to 4 years
    • Vehicles 6-8 years old: Financing available with NADA car guide (100% loan limit) with terms up to 4 years

Personal Loans (Vacation, Taxes, Emergency Cash Needs)

  • Term up to 5 years......As low as 7.75%*
  • Loan Maximum: Up to $25,000 based upon FICO score

Education Loans

  • Interest Rate....Prime Rate Floating
  • Loan Term……….....7 year repayment maximum
  • Minimum Loan..........$2,500/student/year
  • Maximum Loan..........$10,000/student/year
  • Total Indebtedness…$40,000/student
  • No Prepayment Penalty

GENERAL BORROWING REQUIREMENTS

  • Proof of Income (2 most recent pay advises)
  • Debt to Income Ratio Maximum 45%
  • Favorable Credit Check *RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE & INCLUDE .50% APR REDUCTION FOR DIRECT DEPOSIT