Linde Employees

Federal Credit Union
575 Mountain Avenue
Murray Hill, NJ 07974

(908) 771-6422

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Linde Employees Federal Credit Union

These are the most recent loan rates. Remember, membership is open to Linde EMPLOYEES, their immediate family, spouse, children, parents, grandparents, and siblings. If you would like any additional information, you can e-mail us at:                Anna.Prumachuk@boc.com -OR- Gerald.Libertelli@boc.com

LOAN PROGRAMS (effective 03/21/2008)

Individual rates will vary based upon FICO score

New Automobile ( including new boats and motorcycles )

·  Term up to 60 months....As low as 4.75%*

·  For loans above $25,000.00 the term can be extended to 72 months.

Used Automobile

·   Term up to 48 months.....As low as 5.75%*

Vehicles up to 1 year old: Financing available up to 100% of retail NADA Used Car guide with terms up to 48 months.

Vehicles 2-3 years old: Financing available up to 90% of retail NADA Used Car guide with terms up to 48 months.

Vehicles 3-6 years old: Financing in accordance with loan limit per NADA Used Car guide with terms up to 36 months.

Personal Loans (Vacation, Taxes, Emergency Cash Needs)

·   Term up to 36 months......As low as 7.75%*

·   Loan Maximum: Up to $25,000 based upon FICO score

Education Loans

·        Interest Rate....Prime Rate Floating

·   Loan Term……….....7 year repayment maximum

·   Minimum Loan..........$2,500/student/year

·   Maximum Loan..........$10,000/student/year

·   Total Indebtedness…$40,000/student

·   No Prepayment Penalty

 

GENERAL BORROWING REQUIREMENTS

Proof of Income (2 most recent pay advises)
Debt to Income Ratio Maximum 45%
Favorable Credit Check

*RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE &                                   INCLUDE .50% APR REDUCTION FOR DIRECT DEPOSIT

LINDE EMPLOYEES FCU
575 MOUNTAIN AVE
MURRAY HILL, NJ 07974

908-771-6422